Intelligent Capital, Island Strong
Alternate funding solutions that are simple, fast, and secure.
Why Choose HMF?
Why Choose HMF?
We make funding fast, simple, and built for
Hawai'i businesses like yours
Local partners behind the scenes from start to finish
People First
Local partners behind the scenes from start to finish
People First
Local partners behind the scenes from start to finish
People First
From application to funding, we move fast
Fast Funding
From application to funding, we move fast
Fast Funding
From application to funding, we move fast
Fast Funding
Our basic requirements allow us to work with almost any business
Minimal Requirements
Our basic requirements allow us to work with almost any business
Minimal Requirements
Our basic requirements allow us to work with almost any business
Minimal Requirements
Benefit from some of the lowest fees on the market
Streamlined Fees
Benefit from some of the lowest fees on the market
Streamlined Fees
Benefit from some of the lowest fees on the market
Streamlined Fees
Island-wide Enterprises, One Solution
Island-wide Enterprises,
One Solution
Whether you cook, cut, build, or brand. HMF Funds it.
Whether you cook, cut, build, or brand. HMF Funds it.
How It Works
How It Works
Seamlessly share basic info about your business.
No paperwork mountains, no waiting in line.
1
Fill Out Our Application
Our streamlined process is designed to be completed in just minutes
1
Fill Out Our Application
Our streamlined process is designed to be completed in just minutes
2
Get Your Decision
Work with an expert merchant advance advisor to choose the best option
2
Get Your Decision
Work with an expert merchant advance advisor to choose the best option
3
Receive Your Funds
Sign the contract and get your funds as soon as the same day*
3
Receive Your Funds
Sign the contract and get your funds as soon as the same day*
Better Than Banks. We Fund Fast.
Better Than Banks.
We Fund Fast.
You're closer than you think - Most vendors qualify
You're closer than you think - Most vendors qualify
“Thank you Hawaii Merchant Funding for supporting local always. Not only for the business aspect but from the heart also”. - What da Cup
“Shoutout to Hawaii Merchant Funding - they are funding us today so we can grow tomorrow”. - Smash Lemons
“Thank you HMF for all your local support of our local businesses”. - Havelihi
"Supporting Hawai’i’s economy one business at a time"
"Supporting Hawai’i’s economy one business at a time"
What if the bank denied me / already said No?
How difficult is it to qualify?
How fast is funding?
How long does it take to apply?
How much can I qualify for?
Is this a loan?
What is 'factoring' or the purchase of future receivables?
How do I pay HMF back / How are the funds collected?